Outpatient Essentials – Accident & Sickness

Because many sicknesses don’t require hospitalization.

If you suddenly suffer a sickness and you receive outpatient medical treatment – even if you’re never admitted to the hospital – you may need help paying for unexpected expenses and everyday bills.
The Outpatient Essentials Accident & Sickness Plans…

  • Pay up to $4,000 per ...
    • Pay up to $4,000 per year for outpatient surgeries based on four (4) occurrences per year.
  • Pay up to $800 per ...
    • Pay up to $800 per accident or sickness for up to 20 prescribed rehabilitative treatments like speech, occupational, and physical therapy. Additionally, reimburses up to $200 as a lump sum for prescribed medical appliances.
  • Cover you in any accident whether…
    • On a motorcycle, boat, ATV, or any recreational vehicle
    • Hunting, fishing, or participating in any sport or recreational activity
    • Fire or smoke inhalation
  • Protect you during any surgeries due to sickness, such as:
    • Pacemaker procedure
    • Upper gastrointestinal endoscopy
    • Cataract surgery
    • Skin graft
  • Cover you regardless of ...
    • Cover you regardless of your occupation or hobbies, 24 hours a day, 7 days a week, 365 days a year.
  • Pay cash benefits in ...
    • Pay cash benefits in addition to benefits provided by any other insurance policy, workers’ compensation, or any government employment insurance program.

Barack Ashtari Has You Covered


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Are You Potected?
Income Guard helps protect one of your greatest assets — your ability to earn an income.
No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work.
Accidents and illnesses are a fact of life and can happen to anyone at any time.
And the likelihood of becoming sick or injured only ncreases as we get older.

1 in 3 people, on average, will be disabled for 90 days or longer before age 65.1
The average length of a disability that lasts over 90 days is nearly 3 years.1
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