Grow Your Wealth with Strategic Investments

From education to homeownership, we help you build your future.

Whether you’re saving for a child’s education, buying your first home, or investing surplus income, the right mix of registered and non-registered accounts is key. Our team simplifies complex choices like TFSA, RESP, FHSA, and open accounts — so you invest with clarity, tax-efficiency, and purpose.

Top 3 Features

Smart Account Matching
We match each goal to the best financial vehicle.
Tax-Optimized Growth
Minimize taxes, maximize growth potential.
Unlimited Flexibility
Access liquid and locked-in options for every stage of life.

Why Barack?

Because your money deserves a strategy — not a guess.

Personalized investment plans tailored to your goals
Expert guidance on when and how to contribute
Clear explanations of account types and tax impacts
Ongoing support and portfolio monitoring

Non-Registered Investment Accounts

Flexible Growth. Smart Tax Planning. Unlimited Potential.

When you've maximized your registered accounts — TFSA, RRSP, FHSA, or RESP — your wealth journey doesn't stop there. A Non-Registered Investment Account offers unlimited contribution room, liquidity, and strategic investment opportunities beyond the limits of tax-sheltered plans.

What is a Non-Registered Investment Account?

A Non-Registered Account is an open, fully taxable investment vehicle that allows individuals or corporations to hold a wide range of assets:

Stocks & Bonds
ETFs & Mutual Funds
GICs & Alternative Investments

Unlike registered plans, there are no age limits, no contribution caps, and no government restrictions on withdrawals.

Tax Considerations

Interest Income: 100% taxable at your marginal rate
Dividends (Eligible): Eligible for dividend tax credit
Capital Gains: Only 50% taxable (capital gain inclusion rate)

Strategic asset location across registered and non-registered accounts can significantly reduce your tax bill.

Who Is This Account For?

High-income earners who’ve maxed out their TFSA/RRSP
Investors seeking liquidity with no withdrawal limits
Small business owners using corporate investing strategies
Clients aiming to build long-term capital or generate passive income
Individuals seeking more diverse investment options

Our Approach

At Barack Ashtari Inc., we help you design a tax-efficient investment strategy that combines the benefits of both registered and non-registered vehicles. From growth-focused portfolios to income-producing investments, your plan is customized to your goals — and built for results.

Book your free consultation to see how a Non-Registered Account fits into your personalized wealth strategy.

Let’s grow your investment portfolio

Starting Today