Income Guard
48 % of Canadians live paycheque to paycheque and would find it difficult to meet their financial obligations if their pay was delayed by just a week. 
Income Guard helps protect one of your greatest assets your ability to earn an income. No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work. 
1 in 3 people, on average. will be disabled for 90 days or longer before age 65. 
The average length of a disability that lasts over 90 days is nearly 3 years.

How Income Guard will work for you:
    - Pays cash directly to you ...- Pays cash directly to you to help pay your mortgage, loans, and everyday living expences when you’re sick or hurt and can’t work
 
- Offers customized options ...- Offers customized options to create the protection that is right for you
 
- Gives you peace of mind ...- Gives you peace of mind when you need it most so you can focus on getting better
 
- Fills the income gap ...- Fills the income gap not covered by government and workplace benefits
 
- Pays up to $5,000 per month for up to 5 full years ...- Pays up to $5,000 per month for up to 5 full years while you are sick or injured and can’t work
 
- Pays a 50% partial recovery benefit ...- Pays a 50% partial recovery benefit7 when you return to work part-time
 
- Requires no payment of premiums ...- Requires no payment of premiums while you are “on claim”
 
- The service, strength and security of our company ...- The service, strength and security of our company, protecting generations of satisfied customers since 1922
 
Barack Ashtari Has You Covered
Industry Pioneers
Framing industry standards by using business as a force for good.
            Framing industry standards by using business as a force for good.
Transparency & Integrity
Framing your relationship with Insurance through complete commission transparency.
            Framing your relationship with Insurance through complete commission transparency.
White-Glove Service
Framing client-centric service with customer-first relationship management.
            Framing client-centric service with customer-first relationship management.
Are You Potected?
Income Guard helps protect one of your greatest assets — your ability to earn an income.
No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work.
Accidents and illnesses are a fact of life and can happen to anyone at any time.
And the likelihood of becoming sick or injured only ncreases as we get older.
1 in 3 people, on average, will be disabled for 90 days or longer before age 65.1
            The average length of a disability that lasts over 90 days is nearly 3 years.1
            