Income Guard

48 % of Canadians live paycheque to paycheque and would find it difficult to meet their financial obligations if their pay was delayed by just a week. 

Income Guard helps protect one of your greatest assets your ability to earn an income. No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work. 

1 in 3 people, on average. will be disabled for 90 days or longer before age 65. 

The average length of a disability that lasts over 90 days is nearly 3 years.
How Income Guard will work for you:

  • Pays cash directly to you ...
    • Pays cash directly to you to help pay your mortgage, loans, and everyday living expences when you’re sick or hurt and can’t work
  • Offers customized options ...
    • Offers customized options to create the protection that is right for you
  • Gives you peace of mind ...
    • Gives you peace of mind when you need it most so you can focus on getting better
  • Fills the income gap ...
    • Fills the income gap not covered by government and workplace benefits
  • Pays up to $5,000 per month for up to 5 full years ...
    • Pays up to $5,000 per month for up to 5 full years while you are sick or injured and can’t work
  • Pays a 50% partial recovery benefit ...
    • Pays a 50% partial recovery benefit7 when you return to work part-time
  • Requires no payment of premiums ...
    • Requires no payment of premiums while you are “on claim”
  • The service, strength and security of our company ...
    • The service, strength and security of our company, protecting generations of satisfied customers since 1922

Barack Ashtari Has You Covered


Industry Pioneers
Framing industry standards by using business as a force for good.
Transparency & Integrity
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White-Glove Service
Framing client-centric service with customer-first relationship management.
Are You Potected?
Income Guard helps protect one of your greatest assets — your ability to earn an income.
No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work.
Accidents and illnesses are a fact of life and can happen to anyone at any time.
And the likelihood of becoming sick or injured only ncreases as we get older.

1 in 3 people, on average, will be disabled for 90 days or longer before age 65.1
The average length of a disability that lasts over 90 days is nearly 3 years.1
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