Income Essentials – Accident & Sickness
What would you do if an accident or illness kept you away from work for weeks or even a few months? Did you know one in seven Canadians will have a disability that limits their daily activities?¹ And, if your family depends on your paycheque, you’ll need cash to help cover your expenses, such as mortgage or rent, car payments, and childcare.
With Income Essentials, cash benefits are paid directly to you to use as you wish to help pay expenses or everyday bills so you can focus on your recovery.
Because suffering from an accident or sickness can also hurt your income, an Income Essentials policy can…
- Pay up to $3,000 a month for ...
- Pay up to $3,000 a month for each accident or sickness, starting the first day you can’t work.
- Pay up to $3,000 if you are ...
- Pay up to $3,000 if you are partially disabled, for a maximum of 30 days.
- If you still cannot work full-time ...
- If you still cannot work full-time after Total Disability, the Return to Work benefit pays you up to $1,500 for a maximum of 30 days.
- Protect you from any accident whether...
- In a car, bus, taxi, truck, train, motorcycle, boat, ATV, or any recreational vehicle
- Hunting, fishing, or participating in any sport or recreational activity
- Protect you from any sickness such as:
- Cancer
- Pregnancy
- Stroke
- Complications
- Heart attack
- Multiple
- Appendicitis
- Sclerosis
- Kidney Stones
- Crohn’s disease
- Pneumonia
- Arthritis
- Cover you regardless of ...
- Cover you regardless of your occupation or hobbies, 24 hours a day, 7 days a week, 365 days a year.
- Pay cash directly to you in ...
- Pay cash directly to you in addition to benefits provided by any other insurance policy, workers’ compensation, or any government employment insurance program.
Barack Ashtari Has You Covered
Industry Pioneers
Framing industry standards by using business as a force for good.
Framing industry standards by using business as a force for good.
Transparency & Integrity
Framing your relationship with Insurance through complete commission transparency.
Framing your relationship with Insurance through complete commission transparency.
White-Glove Service
Framing client-centric service with customer-first relationship management.
Framing client-centric service with customer-first relationship management.
Are You Potected?
Income Guard helps protect one of your greatest assets — your ability to earn an income.
No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work.
Accidents and illnesses are a fact of life and can happen to anyone at any time.
And the likelihood of becoming sick or injured only ncreases as we get older.
1 in 3 people, on average, will be disabled for 90 days or longer before age 65.1
The average length of a disability that lasts over 90 days is nearly 3 years.1