Hospital Essentials Accident & Sickness

What would happen if you were hospitalized unexpectedly due to an Accident or a Sickness?

With Hospital Essentials, Cash benefits are paid directly to you to use as you wish to help pay unexpected expenses or everyday bills.

These policies pay up to $12,000 a month, starting with the very first day you are hospitalized due to an accident or sickness.
Plus, our plans pay you a recovery benefit following hospitalization for a minimum of 10 days.
protects you from any accident whether ...
- in a car, bus, taxi , truck, train , motorcycle, boat , ATV, or any recreational vehicle
- Hunting, fishing , participating in any sport or recreational activity
Protect you from any sickness such as:
- Appendicitis
- Arthritis
- Asthma
- Kidney Stones
- Pneumonia
- And most importantly, it protects you against the big three:
  - Heart Attack, Cancer, and Stroke
Protects you 24 hours a day , 7 days a week , 365 days a year.
Pays cash directly to you in addition to benefits provided by any other insurance policy. Workers compensation or any government employment insurance program.

Barack Ashtari Has You Covered

Industry Pioneers
Framing industry standards by using business as a force for good.

Transparency & Integrity
Framing your relationship with Insurance through complete commission transparency.

White-Glove Service
Framing client-centric service with customer-first relationship management.

Are You Potected?

Income Guard helps protect one of your greatest assets — your ability to earn an income.

No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work.

Accidents and illnesses are a fact of life and can happen to anyone at any time.

And the likelihood of becoming sick or injured only ncreases as we get older.

1 in 3 people, on average, will be disabled for 90 days or longer before age 65.1

The average length of a disability that lasts over 90 days is nearly 3 years.1